Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Credible’s refinance loans are as low as 4%. It won’t change the amount of your debt, but it can reduce your monthly payment significantly.
Thanks to the internet, you can earn money simply by opening emails. Numerous websites provide the chance to make money by reading sponsored messages from companies. Earning money on these websites won’t make you rich, but it is a simple way to put a little extra money in your pocket with hardly any work. Members of these sites simply sign up to receive emails, and earn a little cash by opening them — that’s it!
Have a yard sale to sell things you no longer need. Choose a day or a couple of days to have your yard sale. Advertise it in your local paper and online, such as on social media and classified websites. Then, on the day of the sale, arrange the items on tables, blankets, shelves, or in other ways in front of your home. You can arrange the items into groups by price, or price them individually.