Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Credible’s refinance loans are as low as 4%. It won’t change the amount of your debt, but it can reduce your monthly payment significantly.
Submit all posts to relevant blog carnivals. Also, socially bookmark every post on as many places as you have time to do so. Place some Adsense on it and maybe a few affiliate products. Then leave it. It might take a few months to get your $100, but it will still be as a result of one day’s work. If this works well for you then there is nothing to stop you from keep creating one of these every day.
If you’re going to have a garage sale, the only way for it to be successful is to be organized. Make sure you sort through your items carefully and label them with prices. Many people are too bashful to ask what the price of an item is, so if they are unsure, they might walk away. Also, check to see that everything you sell is clean, washed, and tidy. Clothes that are pressed and hung up on a line will sell much faster than a pile of clothes in a box. You should also advertise your sale with big, bright signs that have large letters and are easy to read. Also, place an ad on Craigslist.com with great pictures of your products. This will act as a “sneak peek” to those who love frequenting garage sales.
Put all your villagers on herbs, and the rest on maple for the most efficient money. The reason this is most effective is not only will the herbs give you mass amounts of high-tier herbs such as ranarr and avantoe, they also give you the seeds. With maples, the logs are just icing on the cake as what you are really looking for is the bird's nest. If you open them, you are looking for high levelled tree seeds like magic and yew. Even if you don't get lucky with the nests, crushing them makes them worth 8 thousand a piece due to their use in Saradomin's Brews.

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Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.
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